BOB ICAI Credit Card | Benefits, Offers and Online Apply

The BOB ICAI Credit Card is for chartered accounts members of ICAI. This card offers special benefits such as 12 complimentary domestic airport lounge visits, 5X rewards on dining, online transactions and utility bills.

BOB ICAI Credit Card

In addition, it also offers complimentary insurance with air and non-air accident death cover. However, there are more benefits that we mentioned in this post‌.

Features of BOB ICAI Credit Card

ICAI Credit Card comes with special features for ICAI members. We have mentioned all the features in the following section.

Fuel surcharge waiver: 

  • BOB ICAI credit card holders can enjoy the fuel surcharge waiver facility.
  • 1% exemption on fuel transactions of Rs.400 to Rs.5000.
  • you can obtain a maximum of Rs 250 per month amnesty.
  • In addition, the fuel surcharge exemption facility is available only for Indian petrol pumps.

Additional Rewards: 

  • ICAI Credit Card Holders will receive 1 Reward Point for every 100 rupees on categories other than the 5X Rewards category.
  • In addition, you can convert these reward points into cash back, and the value of each reward point is Rs. 0.25.

Easy EMI option: 

  • In addition, the Easy EMI option allows ICAI credit card holders to convert their purchases above Rs 2,500 into EMIs.
  • The duration of these EMIs is 6 to 12 months.

Lifetime Free Card: 

  • The amazing thing about this credit card is that it comes with no join and annual fee and makes it a lifetime free credit card.

BoB Easy Credit Card | Steps to Apply And Track Card Status

BOB ICAI Credit Card Benefits

Bank of Baroda offers ICAI Credit Card Special Benefits, for which we have published the following information.

Milestone Rewards: 

Details of milestone rewards had provided below.

  • Make the first transaction within thirty days of issuing the card to earn 1000 Reward Points.
  • Furthermore, you get the chance to earn 4k Reward Points every quarter when you make more transactions than the available credit limit.

Free Ad on Card: 

  • Like the Bank of Baroda credit cards mentioned earlier, this ICAI credit card allows the cardholder to get up to 3 add-on cards for their family members.
  • However, all add-on card beneficiaries must be over 18 years of age.

Complimentary Insurance: 

In addition, ICAI credit card holders had also covered under complimentary insurance and details are given.

  1. Professional Indemnity Insurance: 5 lakhs
  2. Air Accident Death Cover: 15 lakhs
  3. Non-Air Accident Death Cover: 5 lakhs

Zero Lost Card Liability: 

  • In addition, the bank guarantees further protection from fraudulent transactions by providing zero lost card liability.
  • However, the credit card holder must report the credit card’s loss to the bank immediately.

BOB CMA ONE Credit Card | Benefits and Steps to Apply

BOB ICAI Credit Card Offers

The BOB ICAI Card offers a limited variety of exclusive offers published in this section.

Faster rewards: 

  • Five reward points for every 100 rupees spent on dining, online and utility bill payments
  • Get the chance to earn 1000 bonus reward points.
  • However, you have to make five transactions for it; each transaction should be worth Rs 1000 or more every month.

Travel Benefits: 

  • You would be surprised to learn that this credit card allows you to experience complimentary lounge access at domestic airports.
  • You had provided a maximum of 12 lounge visits per year or three lounge visits per quarter.
  • In addition, credit card holders can also save their money on overseas transactions as the Forex markup charges only 2% as a fee.

Fitness & Fun: 

  • Card Holders can also enjoy the welcome offer of a valuable six months free FitPass Pro membership worth Rs 15,000.

Bank of Baroda Premier Credit Card Online Apply and Login

Charges of BOB ICAI Credit Card

The table published in this section contains the details for BOB ICAI credit card charges.

Fees & ChargesAmount
Joining FeesLifetime Free
Annual FeesLifetime Free
Cash Withdrawal Charge2.5% or INR 500
Cheque Return Charge2% of the amount or a minimum of 300 rupees
Finance Charge3.49% p.m. or 41.88% p.a.
Forex Markup Charge2% of the transacted amount
Card Unblock ChargeINR 300
Late Payment ChargeNIL- Less than 100

 

· Rs 100- Between 100 to 500 Rs

· Rs 400- Between 501 to 1000 Rs

. 600- Between 1001 to 10000 Rs

· Rs. 800- Between 10001 to 25000 Rs

· Rs 950- For amounts above 25000, Rs

Eligibility Criteria 

The following are the Bank Of Baroda ICAI Special Credit Card Eligibility Requirements.

  • The first requirement is that the applicant must be an active member of the Institute of Chartered Accountants of India (ICAI).
  • Basic credit card holder age ranges from 21 to 75 years.
  • Add-on, credit card holders must be over 18 years of age.
  • This credit card is only available to residents of India.

Required Documents

Income Proof: Latest Salary Slips and Bank Statement (not more than three months old), Form 16, or, ITR

Identity Proof: Passport, Pan Card, Voter ID, Aadhar Card, State or Central Govt. issued photo id

Address Proof: Ration Card, Aadhar Card, Passbook, Driving License, Phone & electricity bills (up to 3 months old)

Photograph: Colour Photograph

How to apply for BOB ICAI Credit Card? 

You can apply for BOB ICAI Credit Card by visiting your nearest BoB branch or through the official website of BoB Financial as follows:

  • Visit Bank of Baroda’s Official Website.
  • Select the credit card you want to apply for, like Bank Of Baroda ICAI Credit Card.
  • Click on the ‘Apply Now’ option.
  • You will redirect to the application form.
  • Carefully fill in all the necessary details and check them out before proceeding.
  • Complete all the formalities as per the website instructions.

And you can also apply for a Bank of Baroda Credit Card by sending an SMS to 9223990624. You must type ‘Apply’ and send an SMS to the specified number. A bank representative will contact you.

Track Application Status 

  • To track your credit card application status, go to the official website.
  • Enter your application’s number and click on ‘Get Details.’
  • You get the status of your application on your Screen.

How to activate BoB ICAI Credit Card? 

After receiving your new credit card from BoB Financial, activating it is your first step. There are many online and offline methods to activate your credit card, some of which are as follows:

You can activate your credit card through internet banking. Log in to your Net Banking Account and find the option for Activation/PIN Generation from the menu.

Another method to activate your credit card is through an ATM. Visit your nearest BoB ATM, insert your credit card, and select the option to activate your card from the main menu. You can also contact your credit card customer care and ask them to assist you in activating your credit card.

BoB ICAI Credit Card Login/Net Banking 

Nowadays, everyone wants to complete their banking-related tasks from the comfort of their home. Hence, many banks and card issuers have started offering internet banking facilities. You can also get great services by registering your BoB credit card for Net Banking.

There are a few steps to do the same:

  • Visit the BoB Financial Net Banking page.
  • Click on the signup option.
  • Enter all the required details, including your credit card number, expiration date, and other required details, and click on ‘Proceed.’

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