The TD Bank Business Credit Card is a cashback business credit card. It has no annual fee and a decent signup bonus. It’s not the most prestigious business credit card, though, so if you’re looking for luxurious perks. TD Bank’s history started more than 150 years ago. It opened in 1852 in Portland, Maine, as Portland Savings Bank.
After continued growth over the years and several acquisitions and mergers, the financial institution became TD Bank in 2008, as it’s known today. It is an associate of The Toronto-Dominion Bank of Canada, Toronto, and a part of the TD Bank Group. TD Bank currently operates as one of the top 10 biggest US banks.
TD Bank Business Credit Card Basics:
| Card type | Business |
| Card issuer | TD Bank |
| Annual Fee | $0 |
| Intro bonus | Earn $250 cash back after spending $1,500 in the first 90 days |
| Reward rate | 1% cash back on eligible purchases, plus an additional 1% when you redeem into an eligible TD Bank Deposit Account, for a total of 2% |
| Recommended credit score | Excellent, Good |
| Foreign transaction fee | 3% |
Features of TD Bank Business Credit Card:
- Initial Bonus of card: 25,000 points after spending $1,500 in the first 90 days
- Ongoing Rewards: 1 point per $1 spent on all eligible purchases
- Annual Fee: $0 annual fee
- Minimum Credit Required: Excellent Credit
- APR: 17.74% – 27.74% (V)
- Foreign Transaction Fee: 3%
- Minimum Credit Limit: $500
- Card Network: Visa
Benefits and Perks:
- Generous welcome offer: New cardholders earn $250 cash back after spending $1,500 in the first 90 days. Other business cards may have higher bonuses, but this one is generous. Up to 2% cash back, and There is no annual fee.
- No rewards cap: Cardholders earn 1% cash back on eligible purchases, plus an additional 1% when they redeem into an eligible TD Bank Deposit Account, for a total of 2%. And no limit to the number of reward points you can earn with the TD Business Solutions card.
TD Bank Business Credit Card Apply Online:
There are three ways to apply for a Credit card.
- Online: Go to the Official website. All you need to do is provide a phone number, name, Social Security number, and other requested personal data. Then, submit your application.
- Through Phone: Call 1-888-561-8861Then, follow the prompts to connect to a customer care service agent. Remember to only apply for the TD Cash Secured Credit Card by phone. For this card, you have to apply online or in person.
- In-person: To apply, visit a TD Bank near you during normal business hours.
TD Bank Business Credit Card Application Status:
To check the application’s TD Bank credit card status, call 1-888-561-8861. Then, follow the prompts to connect to a customer care service agent. Sadly, there is no way to check the application status online.
Typically, an application will take two business days to process, plus an additional 7-10 business days to have the card directly mailed to your residence. Call this number to check the status 1-800-983-8472
TD Bank Credit Card Login:
- First Goto Website.
- Click On Login.
- Enter the Required details.
Payments of TD Bank Business Credit card:
- Online Payments
- Time Payments
- Preauthorized Payments
- Automatic Payments
- Timing of Debits from Payment Account
- Canceling One Time, Pre-authorized, and Automatic Payments
TD Bank Services:
- Online Banking
- Mobile Banking
- Student Banking
- Foreign Exchange Services
- Overdraft Services
TD Bank Business Credit Card Rewards:
Rewards details: Earn up to 2% Cash Back:
- Earn 1% Cash Back on purchases.
- 1% Cash Back when you redeem into an eligible TD Bank Deposit Account.
- 3% Cashback on the phone, internet, and cable services.
- 2% Cashback on dining and gas.
- 1% Cashback on all other purchases.
TD Bank Business Credit Card Fees:
As a TD business credit card user, you will have no annual or foreign transaction fees. However, there will be other instances that will incur fees, most notably including:
- Balance transfer fee: $5 or 3% of the transfer amount, whichever is greater
- Late payment fee: Up to $37
- Returned payment fee: $39
What are the different types of TD Bank credit cards?
- TD Bank cashback cards
- TD Bank travel cards
- TD Bank secured credit cards
- No annual fee TD Bank cards
- TD Bank business credit cards
- TD Bank personal credit cards
TD Bank Business Credit Card Customer Service Number:
Customer Care Number: 1-800-983-8472
TD Bank Business Credit Card Payment Address:
- TD Card Services, PO Box 23072, Columbus, GA 31902-3072.
- Contact Number: 1-888-561-8861
FAQs:
TD Bank credit limits are $300 to $5,000, at a minimum, depending on the card.
The best credit score is at least 750 for most TD Bank credit cards.
The best TD Bank credit card is the TD Business Solutions Credit Card.
Generally, the best small-business credit cards require a score of 670 or higher.
Typically, an application will take two business days to process, plus an additional 7-10 business days to have the card directly mailed to your residence.