Qik EMI Card | Benefits, Eligibility & Online Apply

Recently, Ratan Tata’s company launched the Tata Neu App, a mobile application specially launched for those who mostly shop online or prefer to make digital payments. Today’s article will detail Tata’s New App Launched Qik EMI Card.

Overview of Qik EMI Card

Qik EMI Card

You can apply for a Qik card through the just-launched Tata Neu app, where new users are given a credit limit of ₹ 10000 to ₹ two lacks. This EMI credit card can be used for online shopping for any electronic item in monthly instalments.

Through today’s article, we will give you detailed information about Tata’s New App Launched Qik EMI Credit Card; what is Qik EMI Credit Card Loan, How to Buy Qik EMI Credit Card Loan, Qik EMI Credit? You can read it. 

Read the end of the article to learn card loan details, Qik EMI credit card loan eligibility, Qik EMI credit card loan application online, Qik EMI card benefits, and Qik EMI credit card loan process.

What is a Qik EMI Card?

Quick Emi Card is a shopping credit card launched by Tata New App. The most important thing about this EMI card is that the card comes without any joining fee, annual fee, advance fee, and hidden charges. 

Apart from this, with the assistance of this card, you can buy any item like a Fridge, AC, Cooler, Washing Machine, LED TV, and Smartphone on instalment EMI; you can buy this card on the Commerce website at zero cost EMI.

What is a Qik EMI Credit Card Loan?

The recently launched Tata Neu app has launched its new EMI credit card; given the growing online shopping, you can buy any item on zero-cost EMI on Chroma and apply for the credit card. 

It is a 100% digital process. In Qik EMI Credit Card, you can choose a loan amount, loan tenure, and EMI tenure as per your choice. You also get this credit card with instant approval and insurance.

Qik EMI Credit Card has been introduced in association with Tata Capital Finance Company, a fruit company by the Reserve Bank of India NBFC, and follows the guidelines set by the Reserve Bank of India.

Benefits of Tata Qik Emi Card

The benefits of Tata New Credit Line Loan are mentioned below.

You can take a loan from \your home using the Tata New Loan app. Here, you can get a Rs. 10,000 to 1.5 lakh credit limit; you can easily take it from your credit history (CIBIL). Tata New App offers you no income-proof loan (line of credit). Y

ou can repay the used limit in 3 EMIs without interest from Tata’s new app. Here, you can shop on Chromo through easy zero-cost EMI. You must pay up to 34% interest while converting to interest EMI. This loan has no joining fee, advance fee, or hidden fee.

You can avail of a loan from any city in India from your home phone. With Tata New Credit Line Loan, you can shop online and in the local market. Tata New Loan App is an RBI (NBFC) registered shopping loan app launched in partnership with Tata Capital to make this loan reliable. 

You can pay by scanning any UPI QR code from the Tata Neu app. Here, you get an insurance facility along with EMI credit.

This mobile application can be a shopping application where you will get all mobile applications like BigBasket, 1mg, IHCL Hotel, Croma, and Qmin. Tata CLiQ, Air Asia, etc., are available. 

Other facilities like Recharge, DTH Recharge, Electricity Bill, Mobile Recharge, Money Transfer, QR, Pay, and Bank Transfer are also available through the small application.

Eligibility Criteria

The following are the eligibility for availing loan from Tata New App:

  • Applicant must be an Indian citizen
  • You must be 21 years of age
  • To do digital KYC, have your mobile number linked with your Aadhaar card.
  • You should have documents like income proof, address proof, and government-approved identity proof.
  • Your citizenship should be good; any negative information can cancel the loan.

Documents Required to Get an EMI Card

The documents required to apply for a Tata Neu EMI Card are mentioned Below.

  • Aadhaar card
  • PAN card
  • The selfie needs to be uploaded through the Postpay app.
  • An active bank account
  • Some cities may require bank statements and income proof for Qik EMI card loans.

How do you apply for the Tata Neu Emi Card online?

Benefits of Tata Quick Emi Card
  • First, download and install the Tata Neu app from the Google Play Store.
  • Sign up now with your mobile number.
  • After that, select the finance option.
  • Now, after clicking on Loans, click on Qik EMI Loan.
  • After that, click on Apply Now. 
  • And now your application form is available here, where you fill in your PAN card number, date of birth, pin code, email ID, employment status, company name, etc.
  • Click on Know about your offer.
  • After this, you will get a credit limit per your credit score.
  • After this, do instant online Aadhaar verification of your loan.
  • An OTP will send to your phone number and submit it.
  • Then, fill in your bank account details where you want to get the loan amount.
  • Now, submit your application form. 
  • You have successfully applied for the Tata Neu App Say EMI Card.

Apply Tata Capital Emi Card

You can apply for a Tata Capital EMI Card online through the Tata Capital App. For this, you should download and install the Tata Capital app from the Google Play Store and then complete the registration with the help of your mobile number.

Select the credit card section from the home page and submit the application form after filling in your personal information. Now, you have to wait until this credit card is approved, and after that, you can use it.

What is the credit limit on the Tata Neu EMI Card?

Tata Neu EMI Card offers an initial credit limit of Rs 10,000 to Rs 1.50 lakh based on the applicant’s credit history and CIBIL score; this credit limit depends on the applicant’s civil score, existing card limit, and credit history. The better the Qik EMI Card. There are opportunities to get.

Tata Neu Credit Card Customer Care Number

When a company launches any product in the market, it also provides customer care support to its customers. Similarly, Tata New App provides you with two types of customer support: call and email.

  • Email: contactus@tatacapital.com 
  • Customer Care No: 1860 267 6060


How do you get a Qik EMI Credit Loan?

You can avail of a Qik EMI credit loan with instant approval after registering on the Tata Neu App on the Google Play Store.

What is Tata’s new EMI card called?

This credit card is called Quick EMI Card on Tata New App; you can apply for this credit card through 100%. To generate this Emi Card, having only an Aadhaar Card and PAN Card, among other documents, is mandatory.

Qik EMI Credit Loan: What kind of card is it?

Qik EMI Credit Loan Shopping Emi Card This EMI card works like a credit line loan card. If you want to take a new credit card and don’t have one yet, you can choose Tata New Credit Card to make your credit.

Is Qik EMI Credit Card Lifetime Free Credit Card?

There are no joining or annual charges on the Qik EMI credit card under the current offer. Right now, it is a free-of-cost credit card. Regarding this credit card, some charges may have to pay on this credit card in the future. Yes, it is a Lifetime free credit card right now.

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