Floor and Decor Credit card | Apply online and Benefits

Floor and Decor Credit card is one of the services by this famous American Home decor company. This credit card can be applied online and has many uses to it. Read this entire article to get clear information about the process for application, activation, benefits, etc.

Floor and Decor Credit Card:

Floor and Decor is an American company famous for its flooring material and home decor, founded in 2000. This company has many branches in America, and its headquarters is in Atlanta. They provide amazing products and services to their customers. Additionally, they started issuing Credit cards from Comenity Capital bank to provide more services. This card can be used only while purchasing at their stores or online.

As this card has many benefits and customers get many rewards, many people use this credit card while purchasing at their stores. The best advantage of this card is that there is no need to pay an annual fee. This card provides many financial services and many different payment options. This card can be used only within America, and there is no way to make payments outside the US. Please read the below article to know more about it.

Features of Floor and Decor credit card:

Features of the Floor and Decor credit card are,

  • Zero annual fee
  • Provides many rewards and discounts on the card.
  • Have flexible payment options.
  • Can manage accounts easily.
  • Low processing costs.

How to apply for Floor and Decor credit cards online?

You must apply online to use the Floor and Decor credit card. Please read the following steps to apply for it.

  • Open the official website of the store on your device.
  • On the official page, you can see the application link. Open it.
How to apply for Floor and Decor credit card online
  • After opening, fill out all the details in the form. It has personal and financial details.
  • Now after filling read all the conditions. Agree with them.
  • Lastly, submit the application form.

Register online:

Registration is the first step to getting the Floor and Decor credit card. Please read the below steps to register for it online.

  • Firstly open the Floor and Decor official website on the device using any browser.
  • Then you can see the ‘Register me’ icon on the screen. Click on it.
  • After opening it enter all the details like name, email id, ZIP or Postal code, and Last four digits of SSN.
  • Then click on the ‘Find my account’ icon and create a username and password.
  • Use this username and password for logging in to the account.

Login procedure:

After opening an account, if you want to log in, follow the steps below.

  • Go to the official login website of Floor and Decor using the browser.
  • Now on the homepage, click on the ‘Login’ or ‘Sign in’ options.
  • After opening it enter your username and password that you created previously while registering.
  • After entering, click on ‘Sign in.’

How to recover a username or password?

Sometimes there is a chance to forget your username or password. Then you can follow the following steps to recover your username and password for your Floor and Decor Credit card account.

  • Open the official sign-in page of the store.
  • Then click on ‘Sign in’ and under that click on ‘Forgot username or password.
  • Now provide your ‘Credit card number,’ ‘ZIP or Postal code,’ and ‘the last four digits of your SSN.’
  • After entering your details, click on ‘Find my account’ to recover your account.


You need to provide some details, and there are some requirements while applying for the Floor and Decor Credit card. They are,

  • Must be above 18 years old.
  • This only applies to US residents.
  • ZIP or Postal code.
  • Identification details.
  • Last four digits of SSN.
  • Phone number.
  • Email id


There are several ways to make payments for your Floor and Decor credit card. The following are several ways.

Online payments: This is the easiest way, and you can pay anytime.

  • For the online method, you need to log in to your account on the official website of the store credit card.
  • After signing in, go to the payments option in the menu while paying bills.
  • You can also use the ‘Easy pay’ option on the official website.

Phone payments: Call the customer service number and make payments. During the call, you need to provide the card and financial details.

Phone number: 1-866-411-8105 

Send a check with the payment amount or money order through the mail to the store’s credit card payment address. You should also give your credit card number, name, and other details. Check the address of the mail before sending it. Send it 5 to 7 days before the due so it can reach in time.

Address: Credit card for Floor and Decor, P.O.BOX: 659728, San Antonio, Texas.

Customer service:

Call the customer care number below if you need any help with the Floor and Decor card.

Phone number: 1-866-411-8105

Frequently asked questions (FAQs):

Can we add funds to the store credit card using a debit card?

No, there is no way to add funds to your store credit card.

Which bank issues the Floor and Decor credit card?

Comenity Capital Bank of America issues the store credit cards.

Can we make other payments using this card?

No, this card can be used only in the respective store or online.

What is the interest rate of the credit card?

The APR is 29.99%.

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