How to Track UPI Reference Number Step by Step Process. Through the UPI reference number, we make payments easy, faster and secure. It had used to track transaction status. Here are the steps to track the UPI reference number.
What is UPI Reference ID?
A unified Payment Interface (UPI) reference ID is a unique identifier allocated to any bank account that allows for uninterrupted money transfer from one account to another. A unique address had assigned to each user, also called the virtual payment address (VPA). UPI is a 12-digit reference number. Users can use it to track their transactions and contact customer service if they have questions about their UPI transactions.
How Does UPI Reference Number Work?
A unified Payment Interface (UPI) reference number works as a transaction id that comes in useful whenever it is required to track a UPI reference number. The UPI reference number is a twelve-digit number that allows you to track your transactions.
Upon finalization of the payment, a UPI reference number had generated below the amount transferred. There are some occurrences when it shows that the amount transfers, but the recipient did not receive it. Currently, a UPI reference ID serves the purpose of tracking transaction details. The recipient or sender can call the customer service centre and ask them to verify the authenticity of a transfer.
Benefits of UPI Reference Number:
The UPI reference number is certain information in the UPI system and provides several benefits to online payment application users. Some of the UPI benefits reference numbers are as follows:
Faster transactions:
UPI reference number enables faster transactions, eliminating the need for traditional methods like IFSC code, account number, and branch details. With UPI, users can initiate transactions using their mobile number or virtual payment address.
Secure:
UPI reference number offers a secure way to do digital transactions as it is a unique identifier that ensures the transaction details are accurate. It also eliminates the need to share sensitive banking details like account numbers and IFSC codes.
Easy to use:
UPI reference number is easy to use and can generate for every transaction. It offers a seamless user experience and enables users to initiate transactions with just a few clicks.
How to generate a UPI Reference Number?
While during a transaction UPI reference number is generated automatically. After the payment, it will appear on the screen and send an sms to the registered mobile number.
How to Track a UPI Reference Number?
Knowing how to track UPI reference numbers is essential. Here is a simple step-by-step guide for the same:
Track a UPI Reference Number Through Online Methods:
Using UPI App:
If you have initiated the transaction using a UPI app, you can track the UPI reference number using the following steps:
- Step 1: Open the UPI app on your smartphone.
- Step 2: Go to the transaction history section.
- Step 3: Look for the transaction you want to track and click on it.
- Step 4: You can see the UPI reference number in the transaction details.
Through SMS:
If you have not installed the UPI app or do not have access to the internet, you can track the UPI reference number using the following steps:
- Step 1: Click and open the messaging app on your smartphone.
- Step 2: Type “UPI space <10 digits mobile number>” and send it to 9222208888.
- Step 3: You will receive an SMS containing the transaction details, including the UPI reference number.
Through Bank Website:
If you have initiated the transaction using the bank’s website, you can track the UPI reference number using the following steps:
- Step 1: Go to the bank’s website and log in to your account.
- Step 2: Look for the transaction history section.
- Select the transaction you want to track and click on it.
- Step 3:You can see the UPI reference number in the transaction details.
Track a UPI Reference Number Through Offline Methods:
Bank Customer Care:
If you cannot track the UPI reference number using the above methods, you can contact the bank’s customer care and provide the transaction details and the UPI reference number. The customer care executive will assist you in tracking the transaction status.
UPI Reference Number Tracking Errors:
When the sender transforms the money, senders can face errors, incorrect UPI reference numbers, incorrect transaction amounts, and incorrect mobile numbers. Users should check the details before tracking the transaction status.
How to Rectify Errors while Tracking UPI Reference Numbers?
While tracking a UPI reference number, senders can face some errors; to rectify that, they can contact the bank’s customer care and send the transaction details. After that bank will solve the issue.
Conclusion:
UPI is one of India’s most liked digital payment methods. Thus, UPI payments are already becoming common for individuals worldwide due to their many advantages.
The fact that these payments offer free customer service for questions is one of the primary justifications for switching.
FAQs:
UPI reference numbers are generated automatically during every UPI transaction. The UPI reference number is displayed on the payment confirmation screen and sent via SMS to the registered mobile number. Users can also check the UPI reference number in the transaction history of their UPI app.
Visit PhonePe and navigate to the “History” section; click on any transaction and check the transfer details; you will find the UTR number, a 12-digit unique number.
RRN is a unique twelve-digit number to identify a particular transaction. It is the transaction ID or a reference number using which they can track transaction status. You can check the UPI transaction ID status using this transaction ID/reference number.
You can’t find any further details from the UPI id. Even if you found his bank a/c details, they won’t give you his address or mobile details. So, it would help if you complained to a higher authority because they only can take action.
UPI, the easy and quick way to transfer funds from various bank accounts, can also be misused to scam you. If you are unfamiliar with a number or need clarification about the caller’s identity or source of information shared, please refrain from engaging any further.
Yes, we can easily perform a UPI transaction on Paytm. All we need to do is download the application through Google Play Store/App Store and create your account on the application, complete your KYC and start making payments.